Providian

dnpmakkah · Post by **dnpmakkah** » Mon Oct 17, 2005 12:18 am

Does anyone have a credit card from Providian. I just got a letter in the mail and want to get some feedback from someone who has one.

This offer is for a Providian Visa from Washington Mutual Bank. Anways anykind of input would be greatly needed, thanks guys/gals.

hailskins666 · Post by **hailskins666** » Mon Oct 17, 2005 6:48 pm

my first one was providian. they charged a yearly fee of $49.95, and 23.99% apr, :puke:

but i was only eighteen. so i guess it helped in the long run by getting a few years of current status under my belt, to help my overall score later.

i suggest that you shop around if thats an option. you should be able to get out at around 14.99% or less if you've got a decent credit score.

Punu · Post by **Punu** » Tue Oct 18, 2005 9:59 am

i have one, their good. decent customer service. good automated system for help. etc.... If the intrest rate is lower than 8.9, go for it.

DieselFan · Post by **DieselFan** » Thu Oct 20, 2005 12:56 pm

Get Citibank Dividend card...they give you 1% back on all purchase and 5% back at grocery stores, drug stores and best of all GAS stations. I'm earning money back left and right because of the gas prices being so high...and it's a necessary expense...so you might as well get some $$ back.

hailskins666 · Post by **hailskins666** » Thu Oct 20, 2005 3:43 pm

^^^

all i have now is a GM card. being that i buy a work truck every few years, it really helps out. 5% back on ALL purchases. i max it out and pay it off every month. this year so far i've earned about $600 towards my next truck.